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Take your vacation to the seas on this 74′ yacht — the Sunreef 74 Luxury Catamaran. Available for charter in both the Mediterranean and Caribbean, this makes for a comfortable and well-appointed ride for up to 6 passengers. It has always been a dream of mine to spend a few weeks aboard an sea-faring vessel and this looks like an ideal choice to realize that dream. As with anything luxurious, though, it comes at a price. Weekly prices range from $26,600 to $35,000, that including a crew of four to wait on you hand and foot.

Check out these ideas to get your heart racing.

1. Tectonic Plate Diving ($2,000 including flight & hotel) – Dive in between tectonic plates off of Iceland.
2. James Bond Bungee Jump ($1,200 including flight & hotel) -Jump off of the famous Verzasca Dam, just like Bond did in Goldeneye.
3. Shark Diving in Cape Town ($4,000 including flight & hotel) – Crazy. Nuff said.
4. Fly a MiG-31 ($27,000 including hotel) – get taken for the ride of your life above Moscow in a fighter jet.
5. Bolivia Challenge ($4,000 including flight & hotel) – a week of biking and ice climbing in Bolivia, including a stint on the famous death road. And yes it is named that for a reason.

Check out the entire reviews at CNNmoney.com

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According to a study covered by Money Magazine, money doesn’t make people happier after they have their basic expenses covered. 42% of people who make $50-89.9K/year are happy vs. 43% of people who make $90K+/year.

I found this interesting at first because I figured anyone would be happier with a Ferrari. But I guess the long work hours and problems recognizing your firstborn takes a little bit of the happiness away. After all, you have to spend time making money, so you can buy that Ferrari. And as we covered in our 4-Hour Workweek post, time is the most precious currency.

Canon’s DIGIC III processor previously found only in the high-end EOS 1D Mark III has finally trickled down to the enthusiast market in the form of the newly released Canon EOS 40D 10.1MP Digital SLR Camera,along with a new 10.1 megapixel CMOS sensor. The hot new DSLR also includes the lens-cleaning function found in the entry-level Canon Digital Rebel XTi, a huge 3-inch LCD monitor and maybe best of all the Live View Function which has been missing from many DSLRs in the past. Live View allows you to view the photo in the LCD before snapping the pic rather than after, something that I’m sure will attract many of those who are used to point-and-shoot cameras. I’m curious to see what lenses it will kit with, if at all… the 28-135mm shown below looks like an awesome kit lens.

Last month I wrote about planning a wedding and my thoughts on the whole ordeal. I also promised to add more tips so this month I’ll try to provide more insight and perspective. I left off talking about the venue, this time around I’ll start off with the menu.

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I think we’re all crazy. We grow up, go to school where we apparently learn by sitting in a room for eight hours. After a decade and a half of this we go to work and sit for eight-ten hours a day and try to be productive. It all seems to make sense because that’s the way we learned things when we grow up, but when you stop and think about it, it’s a bit crazy. I know my mind’s useless from 2-3pm, my employer doesn’t so I sit there at my computer trying to decipher spreadsheets, but I am truly useless. It’s even in my list of goals to oneday have a job or business that lets me nap from 2-3pm. I’m dead serious.

But all of this craziness becomes clearly apparent after reading the four hour workweek. Timothy Ferris wrote this beauty and I have to say I’m fascintated by the idea of working less. After all, if you think money’s hard to come by, try getting the time back you invested in memorizing all the Seinfeld episodes. You’ll quickly realize time is the most important currency we trade in life.

The book follows Timothy’s breakdown after working 15 hours/day on his business and his subsequent realization that there has to be a better way. He uses the 80/20 rule to figure out what he needs to focus on in his work and he quickly realizes that he can work less and get more done. The result is nothing short of amazing. He checks emails once a week, he has a guiness world record in dancing and he’s learned six languages. And most impressive of all – he’s 29 years old.

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Now people might not think this is as epic a question as – what makes me happy… But I think it’s a lot more worthwhile to think about. After all, if you’re wearing more comfortable pants then maybe you’d be happier.

Part of a good life is being comfortable and there are two pairs of pants that I would consider the most comfortable. Surprisingly, they’re not made of space age spandex or made by lululemon. The second most comfortable pants in the world are scrubs. There’s nothing quite like a pair of scrubs. I don’t know if it’s because you feel like a doctor once you throw them on or because the waist always allows an extra turkey dinner, but they’re ridiculously comfortable.

The most comfortable pants in the world however, are fisherman pants.

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Dolce & Gabbana are in the upper echelon of Italy’s fashion designers, normally making anything they produce unaffordable for the masses. They’re changed their tune a little bit, recently outing a new line of reasonably priced fashion watches. Sporting the new “Licensed” watch with it’s sporty and high-tech design you might feel more like James Bond than a typical fashion snob. You can get this quartz movement watch for $295.

The entire financial industry is designed to take money out of your pockets. Its unfortunate, but brokers and financial advisors are looking for commissions, fund managers are taking home huge paychecks for mediocre performance, and all at your expense. Recently, this has gotten worse with hedge funds. Most take 2% of asset value per year as a management fee and then a 20% take of the profits and last year the average fund underperformed the S&P 500. Disgusting.

But what they won’t tell you is that 90% of your return doesn’t depend on the hundreds of analysts working for them in their ivory towers. It depends on asset allocation. Which means that 90% of your returns does not depend on whether you’re invested in Google or Enron, it matters if you’re invested in domestic, international and developing country equities, treasuries, inflation protected treasuries and real estate (these are the core asset classes).

Now why wouldn’t the financial industry tell you this? They don’t want to lose your money. They want you to keep paying your high performance fees, or high management fees while they build their vacation homes and pools. So what can we do to keep more money in your pocket and out of theirs? Create a mechanized approach to investing. [Read more →]

A perennial favorite website of mine, Lifehacker.com, points us to this handy web site designed to make splitting bills easier between roommates. Billshare.org can create receipts to divide your financial burdens among your housemates, or merely track expenses. In addition to locking them out of the house, now you can nag the lazy bums via email to give up the cash.